Insurance Notice I Received Today (NOT Health Insurance)

Rather, I'm referring to the insurance policy covering our automobiles and our home.

The change in policy coverages reads as follows:

Coverage is provided for direct physical loss except for losses caused by any of the following:

[...]

3.  War, including the following and an consequence of any of the following:

a. Undeclared war, civil war, insurrection, rebellion or revolution:

b. Warlike act by a military force or military personnel; or

c. Destruction, seizure or use for a military purpose.

Discharge of a nuclear weapon will be deemed a warlike act even if accidental.

Never before have I seen anything like the above from my insurance company!

We now get a $58 refund.