Monday, November 15, 2010

Those Mounting ObamaKare Waivers



So much for "liberty and justice for all," huh?

A little personal perspective on the above....

Back in January 2008, Mr. AOW lost his full-time job after nearly twelve years of working for that particular employer. In part, Mr. AOW's job loss was due to the economic slowdown. But something else played a larger part in the job loss, namely, the company's policy about employees carrying employer-based health insurance: enrolling in the health-insurance plan was optional. The result: only those employees with significant pre-existing conditions enrolled in the health plan, thereby making the plan more and more expensive.

As most of my readers must know, I do not support ObamaKare. That said, the realities of insurance involve having both low risk and high risk insureds in the same pool. Indeed, that very concept of a diversified-risks pool is the basis of all insurance.

So, just how is ObamaKare going to function with only higher risk insureds in the plan?

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