Too Big To Fail, Too

You have all patiently listened to me complain and bitch these last 14 months about the unemployment crisis in this country, especially as it pertains to me.

So this is addressed as much to those about to be elected selected and sent for their turn in The Viper's Den tomorrow. If anyone can help get it in their hands that would be good.

Except for 3 months in the summer of 2009, either my wife or I have been unemployed since June 2008. We are now making 35% to 40% less than we did when Barack Obama was elected.

Despite that we have made it a priority to keep the bills pad, especially the mortgages (2 on my house) but all the rest as well.

While my wife was out of work I didn't ask for help beyond asking for a lower rate on a credit card or two.

But when my position was eliminated that had to change. Even so I waited from Sept of 2009 until May of 2010 before approaching my mortage company. Citimortgage. The Bastards.

And I laid it all out for them, that though we were still making payments now at some not too distant point that was going to become a serious problem.

Ok, says they, let's get you into the Home Assistance Mortgage Program. Or whatever they call the damn thing.

This summer was spent sending them paperwork they lost, again and again. Not helping was that they used no less than 3 different outside contractor to collect this paperwork. And last I spoke to them they were no longer using anyone but keeping it all in house. So I have no idea who has all my confidential information that I never thought would have access to it.

No phone call to them ever went less than 45 minutes and more than a few times when I asked for a supervisor I was put on hold for a few minutes and then disconnected.

Finally today, 5 months and 2 weeks after it all started I got this letter:

So, if I'm understanding this correctly, I don't qualify because, although Doom is impending, I didn't get into a mortgage that at the time was over my head, or worth more than the house itself, I made it a priority to pay on my debts although it is a struggle and we're eating hamburger instead of Filet and becauseI have cash reserves (Where? the puny remnants of an IRA I've had to pillage and plunder the last few months? are you fucking kidding me?).

The point here is not my personal situation. I use it only as a first hand I'm-deep-in-the-middle-of-it-this-isn't-something-I-heard account of what these mortgage companies are doing to millions of people across the country.

People who want to do the right thing, know that they are going to run into trouble soon and would rather head it off. People who are asking for a little help.

Not a handout, just a helping hand, to hold them over until things right themselves. Unlike the handout the people gave the corporations through their tax dollars, and their childrens' tax dollars, and their grandchildrens. The bilions these Goliaths received in bailout and stimulus money. The help they received to stay afloat, to stay in business. Because they were too big to fail.

But now, Americans are failing. Unemployment is still high, personal income down. Families are losing homes they have been in for years because they missed a couple payments. They asked for help and were given the finger, after months of being jerked around.

They're surviving on unemployment or even less when they'd like nothing more than to be working and contributing. But the businesses that have the money to create the jobs -- whether they got it from the government or own their own -- are afraid to create those jobs because of the government policies in place and are unsure how these policies will affect their business. Especially when the tax cuts expire and as Obamacare's damage beomes more apparent.

So instead of taking a chance on the people that need it, on America, they're sitting on the money. Maybe not growing as fat as they had been but not quite hemorraging, either.

Trillions spent and nothing to show for it. At least not where it counts. Everywhere Americans are hurting, bleeding more and more each day. There is no recovery and you and I know it. This isn't a recession, it's a depression. It may not be the 1930's yet, but the road leads that way.

When these people can only afford to rent a city apartment, instead of buying a quarter million cookie cutout in the latest cardboard subdivision, when they're eating peanut butter instead of a cheesesteak for lunch, these too big to fail businesses are going to find no one there left to prop them up.

No merchant, no car dealer, no bank or financial institution was EVER too big to fail, no matter how painful it may be. They should never have been artifically propped up by the government. And not at the cost to the people themselves.

Because the bottom line, for America, for the world, for history and for Freedom is that The American People are too big to allow fail.

So you soon to be employees of The American People (and don't you forget that) keep this in mind.

You may have run your campaign as a referendum on Obama or the Dems or politics as usual.

And you will have missed the point.

I'm not sure even many of those in the Tea Parties realize it.

Tomorrow is not a referendum on Obama or current policies.

Tomorrow is a referendum on America. And what we Americans believe she should be.